Revised Code of Washington - RCW Title 48 Insurance - Chapter 48.17 Agents, Brokers, Solicitors, And Adjusters
- 48.17.005 Rule making
The commissioner may adopt rules to implement and administer this chapter.[2007 c 117 § 35.] ...
- 48.17.010 "Agent" defined
"Agent" means any person appointed by an insurer to solicit applications for insurance on its behalf. If authorized so to do, an agent may effectuate ...
- 48.17.020 "Broker" defined
"Broker" means any person who, on behalf of the insured, for compensation as an independent contractor, for commission, or fee, and not being an agent ...
- 48.17.030 "Solicitor" defined
"Solicitor" means an individual authorized by an agent or broker to solicit applications for insurance as a representative of such agent or broker and to ...
- 48.17.040 Service representatives
Individuals other than an officer, manager, or general agent of the insurer, employed on salary by an insurer or general agent to work with and ...
- 48.17.050 "Adjuster" defined
(1) "Adjuster" means any person who, for compensation as an independent contractor or as an employee of an independent contractor, or for fee or commission, ...
- 48.17.055 "Insurance education provider" defined
"Insurance education provider" means any insurer, health care service contractor, health maintenance organization, professional association, educational institution created by Washington statutes, or vocational school licensed ...
- 48.17.060 License required -- Exceptions
(1) A person may not act as or hold himself or herself out to be an agent, broker, solicitor, or adjuster in this state unless ...
- 48.17.062 Insurance producer license not required under chapter 117, Laws of 2007
(1) Nothing in chapter 117, Laws of 2007 shall be construed to require an insurer to obtain an insurance producer license. In this section, the ...
- 48.17.063 Unlicensed activities -- Acts committed in this state -- Sanctions
(1) As used in this section, "person" has the same meaning as in RCW 48.01.070. (2) For the purpose of this section, an act is ...
- 48.17.065 Application of chapter to health care service contractors and health maintenance organizations
The provisions of this chapter shall apply to agents of health care service contractors and health maintenance organizations.[1983 c 202 § 7.] RCW 48.17.065 Application of ...
- 48.17.067 Determining whether authorization exists -- Burden on solicitor, agent, or broker
Any solicitor, agent, or broker soliciting, negotiating, or procuring an application for insurance or health care services in this state must make a good faith ...
- 48.17.070 General qualifications for license
For the protection of the people of this state the commissioner shall not issue or renew any such license except in compliance with this chapter, ...
- 48.17.090 Application for license
(1) Application for a license to be an agent, broker, solicitor, or adjuster shall be made to the commissioner upon forms furnished by the commissioner. ...
- 48.17.100 One filing of personal data sufficient
(1) The filing of personal data by an individual in connection with one application for an agent's license shall be sufficient, regardless of the number ...
- 48.17.110 Examination of applicants
(1) Each applicant for license as an agent, broker, solicitor, or adjuster shall, prior to the issuance of any such license, personally take and pass ...
- 48.17.120 Scope of examinations
(1) Each such examination shall be of sufficient scope and difficulty to test the applicant's knowledge relative to the kinds of insurance which may be ...
- 48.17.125 Examination questions -- Confidentiality -- Penalties
It is unlawful for any unauthorized person to remove, reproduce, duplicate, or distribute in any form, any question(s) used by the state of Washington to ...
- 48.17.130 Examinations -- Form, time of, fee
(1) The answers of the applicant to any such examination shall be written by the applicant under the examining authority's supervision, and any such written ...
- 48.17.150 Agent's and broker's qualifications -- Continuing education requirements
(1) To qualify for an agent's or broker's license, an applicant must otherwise comply with this code and must: (a) Be at least eighteen years ...
- 48.17.153 Agents selling federal flood insurance policies -- Training requirements
(1) All Washington state licensed insurance agents who sell federal flood insurance policies must comply with the minimum training requirements of section 207 of the ...
- 48.17.160 Appointment of agents -- Revocation -- Expiration -- Renewal
(1) Each insurer on appointing an agent in this state shall file written notice thereof with the commissioner on forms as prescribed and furnished by ...
- 48.17.170 Form and content of licenses
Agents', solicitors', adjusters' and brokers' licenses shall be in the form and contain the essential information prescribed by the commissioner.[1979 ex.s. c 269 § 3; ...
- 48.17.173 Nonresident license request -- Conditions for approval -- Service of legal process
(1) Unless denied licensure under RCW 48.17.530, a nonresident person shall receive a nonresident producer license for the line or lines of authority under RCW ...
- 48.17.175 In-state applicant has license in another state
(1) An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another ...
- 48.17.180 Licenses to firms and corporations
(1) A firm or corporation may be licensed as an agent, adjuster, or broker if each individual empowered to exercise the authority conferred by the ...
- 48.17.190 Limited licenses
The commissioner may issue limited licenses to the following: (1) Persons selling transportation tickets of a common carrier of persons or property who shall act ...
- 48.17.200 One license required by agent
An agent is required to have but one license regardless of the number of appointments by insurers the agent may have.[1979 ex.s. c 269 § ...
- 48.17.210 Minimum license combinations
Except as provided in RCW 48.17.190, an agent's license shall not be issued unless it includes, and the applicant is qualified for, one or more ...
- 48.17.230 Agent placing rejected business
A licensed agent appointed by an insurer as to life or disability insurances may, if with the knowledge and consent of such insurer, place any ...
- 48.17.240 Scope of broker's license
A broker's license may be issued to cover the following lines of insurance: (a) All lines of insurance; or (b) All lines except life, which ...
- 48.17.250 Broker's bond
(1) Every applicant for a broker's license or for the renewal of a broker's license existing on the effective date of this code shall file ...
- 48.17.260 Broker's authority -- Commissions
(1) A broker, as such, is not an agent or other representative of an insurer, and does not have power, by his own acts, to ...
- 48.17.270 Agent-broker combinations -- Compensation -- Disclosure
(1) A licensed agent may be licensed as a broker and be a broker as to insurers for which the licensee is not then appointed ...
- 48.17.280 Solicitor's qualifications
The commissioner shall license as a solicitor an individual only who meets the following requirements: (1) Is a resident of this state. (2) Intends to ...
- 48.17.290 Solicitor's license -- Application
The commissioner shall issue a solicitor's license only upon application by the applicant and the request of the agent or broker to be represented, upon ...
- 48.17.300 Solicitor's license fee -- Custody -- Cancellation
(1) The fee for issuance or renewal of a solicitor's license shall be paid by the agent or broker by whom the solicitor is employed. ...
- 48.17.310 Limitations upon solicitors
(1) A solicitor's license shall not cover any kind of insurance for which the agent or broker by whom he is employed is not then ...
- 48.17.320 Responsibility of employing agent or broker
All business transacted by a solicitor under his license shall be in the name of the agent or broker by whom he is employed and ...
- 48.17.330 Nonresident agents and brokers -- Reciprocity
(1) The commissioner may license as an agent or as a broker, a person who is not a resident of or domiciled in this state ...
- 48.17.340 Service of process against nonresident agent or broker
(1) Each licensed nonresident agent or broker shall appoint the commissioner as his attorney to receive service of legal process issued against the agent or ...
- 48.17.380 Adjusters -- Qualifications for license
The commissioner shall license as an adjuster only an individual, firm, or corporation which has otherwise complied with this code therefor and the individual or ...
- 48.17.390 Adjusters -- Separate licenses
The commissioner may license an individual, firm, or corporation as an independent adjuster or as a public adjuster, and separate licenses shall be required for ...
- 48.17.410 Authority of adjuster
An adjuster shall have authority under his license only to investigate or report to his principal upon claims as limited under RCW 48.17.050 on behalf ...
- 48.17.420 Agent may adjust -- Nonresident adjusters
(1) On behalf of and as authorized by an insurer for which he is licensed as agent, an agent may from time to time act ...
- 48.17.430 Public adjuster's bond
(1) Prior to the issuance of a license as public adjuster, the applicant therefor shall file with the commissioner and shall thereafter maintain in force ...
- 48.17.450 Place of business
(1) Every licensed agent, broker, and adjuster, other than an agent licensed for life or disability insurances only, shall have and maintain in this state, ...
- 48.17.460 Display of license
(1) The license or licenses of each agent, other than licenses as to life or disability insurances only, or of each broker or adjuster shall ...
- 48.17.470 Records of agents, brokers, adjusters
(1) Every agent, or broker, or adjuster shall keep at his address as shown on his license, a record of all transactions consummated under his ...
- 48.17.475 Licensee to reply promptly to inquiry by commissioner
Every insurance agent, broker, adjuster, or other person licensed under this chapter shall promptly reply in writing to an inquiry of the commissioner relative to ...
- 48.17.480 Reporting and accounting for premiums
(1) An agent or any other representative of an insurer involved in the procuring or issuance of an insurance contract shall report to the insurer ...
- 48.17.490 Sharing commissions
(1) No agent, general agent, solicitor, or broker shall compensate or offer to compensate in any manner any person other than an agent, general agent, ...
- 48.17.500 Expiration and renewal of licenses
(1) All agents' licenses issued by the commissioner shall be valid for the time period established by the commissioner unless: (a) Suspended or revoked; or ...
- 48.17.510 Temporary licenses
(1) The commissioner may issue an agent's or broker's temporary license in the following circumstances: (a) To the surviving spouse or next of kin or ...
- 48.17.520 Temporary licenses -- Duration -- Limitations
(1) No such temporary license shall be effective for more than ninety days in any twelve month period, subject to extension for an additional period ...
- 48.17.530 Refusal, suspension, revocation of licenses
(1) The commissioner may suspend, revoke, or refuse to issue or renew any license which is issued or may be issued under this chapter or ...
- 48.17.535 License or certificate suspension -- Noncompliance with support order -- Reissuance
The commissioner shall immediately suspend the license or certificate of a person who has been certified pursuant to RCW 74.20A.320 by the department of social ...
- 48.17.540 Procedure to suspend, revoke, or refuse -- Effect of conviction of felony
(1) The commissioner may revoke or refuse to renew any license issued under this chapter, or any surplus line broker's license, immediately and without hearing, ...
- 48.17.550 Duration of suspension
Every order suspending any such license shall specify the period during which suspension will be effective, and which period shall in no event exceed twelve ...
- 48.17.560 Fines may be imposed
After hearing or upon stipulation by the licensee or insurance education provider, and in addition to or in lieu of the suspension, revocation, or refusal ...
- 48.17.563 Insurance education providers -- Commissioner's approval -- Renewal fee
(1) The commissioner may require insurance education providers to furnish specific information regarding their curricula, faculty, methods of monitoring attendance, and other matters reasonably related ...
- 48.17.565 Insurance education providers -- Violations -- Costs awarded
If an investigation of any provider culminates in a finding by the commissioner or by any court of competent jurisdiction, that the provider has failed ...
- 48.17.568 Insurance education providers -- Bond
In addition to the regulatory requirements imposed pursuant to RCW 48.17.150, the commissioner may require each insurance education provider to post a bond, cash deposit, ...
- 48.17.591 Termination of agency contract -- Effect on insured
(1) No insurer authorized to do business in this state may cancel or refuse to renew any policy because that insurer's contract with the independent ...
- 48.17.595 Termination of business relationship with an insurance producer or title insurance agent -- Notice -- Confidentiality of information -- Immunity from civil liability
(1) An insurer or authorized representative of the insurer that terminates the appointment, employment, contract, or other insurance business relationship with an insurance producer or ...
- 48.17.597 Administrative action taken against a licensee in another jurisdiction or governmental agency -- Report to commissioner
(1) An insurance producer, title insurance agent, or adjuster shall report to the commissioner any administrative action taken against the insurance producer, title insurance agent, ...
- 48.17.600 Separation of premium funds
(1) All funds representing premiums or return premiums received by an agent, solicitor or broker in his or her fiduciary capacity shall be accounted for ...
- 48.17.900 Severability -- 2007 c 117
If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application ...
- 48.17.901 Effective date -- 2007 c 117
This act takes effect July 1, 2009.[2007 c 117 § 40.] ...
Last modified: April 7, 2009