Ex parte MOONEY et al. - Page 7

          Appeal No. 95-0057                                                          
          Application 07/775,114                                                      

          lacks only a teaching of using a remote card reader which not               
          only reads information from the card but also writes information            
          about the calls back onto the card [answer, pages 5-6].  The                
          examiner cites Fuwa as providing this teaching and explains why             
          it would have been obvious to the artisan to combine the                    
          teachings of Fuwa with any of the “primary” references.                     
          Appellants’ initial argument is that the Fuwa translation                   
          is so confusing that it does not support the examiner’s                     
          interpretation.  Appellants assert that it is not clear in Fuwa             
          whether the data regarding the phone calls is written to the card           
          or written to a central host billing computer [brief, page 9].              

          examiner argues that the translation clearly supports his                   
          position that data regarding phone transactions is written onto             
          the card.  Although we agree with appellants that the Fuwa                  
          translation is not entirely clear on this point, we nevertheless            
          agree with the examiner that the document as a whole would have             
          suggested to the artisan that data was intended to be written               
          onto the card.                                                              
          First, the very nature of integrated circuit cards, also                    
          commonly referred to as smart cards, is that they contain                   


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