Ex parte MOONEY et al. - Page 12




          Appeal No. 95-0057                                                          
          Application 07/775,114                                                      


          specifically teaches why it would be desirable to replace                   
          conventional credit card systems with a similar integrated                  
          circuit card system.  Thus, the artisan would have appreciated              
          the obviousness of replacing the conventional credit card systems           
          of D’Avello and Harris with similar integrated circuit card                 
          systems.                                                                    
          For all the reasons discussed above, each of the                            
          alternative rejections of claim 1 is sustained.  With respect to            
          the rejections of claim 4, appellants argue that D’Avello                   
          requires a host computer to determine the validity of the credit            
          card used to make the call rather than relying on a processing              
          means internal to the remote unit as claimed [brief, page 14].              
          Since Fuwa suggests that the integrated circuit card determines             
          whether or not it is valid, we find the recitation of claim 4               
          clearly suggested by Fuwa which is applied in all the rejections            
          of claim 4.  Therefore, we also sustain each of the alternative             
          rejections of claim 4.                                                      
          With respect to the rejections of claim 5, appellants                       
          argue that none of the references teach the use of a maintenance            
          card to perform system functions [brief, page 15].  The examiner            




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