Ex Parte PITRODA - Page 12



          Appeal No. 2004-0297                                                        
          Application No. 09/265,451                                                  

          § 103(a) rejection of claim 79 as being unpatentable over Tamada            
          in view of Danielson and Hale.                                              
          Claims 63 and 66                                                            
              Claim 63 is an independent claim which recites a method of              
          using a pocket-sized device of the type in question.  The method            
          requires the step of transmitting account information from the              
          device to a point of sale terminal via the display of the device.           
          Because the applied references, including the portion of Tamada             
          pointed to by the examiner, do not teach, and would not have                
          suggested, a method having this step, we shall not sustain the              
          standing 35 U.S.C. § 103(a) rejection of claim 63, and dependent            
          claim 66, as being unpatentable over Tamada in view of Danielson            
          and Hale.                                                                   
          Claim 67                                                                    
              Claim 67 is an independent claim which recites a method of              
          conducting a credit card transaction.  The appellant contends               
          that the rejection thereof is unsound because the applied                   
          references do not teach, and would not have suggested, a method             
          meeting the limitations in the claim requiring the steps of                 
          establishing an electronic communication between a universal                
          electronic transaction card and a point of sale transaction                 
          system and transmitting a transaction record for a credit                   

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