Appeal No. 2004-0297
Application No. 09/265,451
sort required by the claim, (2) Tamada and Hale fail to teach a
memory adapted to store “transactional information” comprising a
plurality of transaction records as disclosed1 and claimed, and
(3) the references do not establish any motivation or suggestion
to combine them in the manner proposed. Given the scope of claim
48 and the fair teachings of the references, these arguments are
not persuasive.
Although Tamada does disclose an off-line mode of operation
involving the use of paper slips, this reference clearly teaches
an alternative on-line mode of operation which would have
suggested electronic transactions as defined in claim 48. Any
lack of specificity on Tamada’s part in describing the on-line
mode is more than compensated for by Hale’s disclosure of
electronic transactions. Hale also clearly suggests a memory
adapted to store transactional information comprising a plurality
1 The appellant’s specification defines “transactional
information” as
includ[ing] information relating to one or more
individual financial transactions, such as credit card
transactions, medical treatment payments, insurance
payments, and the like. The transaction information
includes various transaction details that may appear on
a paper receipt for any given financial transaction,
such as a subtotal, a tip, if any, a transaction total,
the date and place of the transaction, and the user’s
signature [page 5].
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