Ex Parte PITRODA - Page 5



          Appeal No. 2004-0297                                                        
          Application No. 09/265,451                                                  

              designates a fourth operation for a fourth account                      
              (e.g., account data for a second bank).                                 
                   Addition key 12 is used as a "next" key for                        
              advancing the display state of liquid crystal display                   
              section 4, and for mode-selection; subtraction key 13 is                
              used as a "back" key for restoring display section 4 to                 
              its previous display state; and equal key 17 serves a                   
              dual purpose, being the used as "yes" key and also as                   
              the initialization key (power-on key).                                  
                   Embossed data (not shown) is formed at a                           
              predetermined position of the rear surface of card main                 
              body 1 as card holder data.                                             
                   FIG. 2 shows a circuit arrangement of the                          
              integrated circuit shown in FIG. 1.  Communication                      
              control circuit 21, reset control circuit 22, and power                 
              source control circuit 23 are connected to contact                      
              section 3.  In addition, battery check circuit 24 for                   
              checking whether the voltage of battery 6 is more than a                
              predetermined value or not is connected to power source                 
              control circuit 23.  Internal bus 38 is connected to                    
              program memory 28 for storing a control program, working                
              memory 29 used for arithmetic operations, data memory 30                
              consisting of a nonvolatile memory such as an EEPROM for                
              storing transaction data, timer circuit 31 used when                    
              time is counted during program execution, and timer                     
              circuit section 32 for generating time-piece data                       
              including time data and date data.  This timer circuit                  
              section 32 includes timer circuits 322 and 323, and                     
              frequency divider 311.  Oscillator 33 having a frequency                
              of 32.768 kHz is connected to timer circuit section 32.                 
                   Display section 4 is connected to internal bus 38                  
              through display control circuit 34 and display driver                   
              35.  Keyboard 5 is also connected to internal bus 38                    
              through keyboard interface 36.  In addition,                            
              confirmation data generating circuit 37 for generating                  
              the confirmation data of the input transaction data                     
              using key data based on DES (Data Encryption Standard)                  
              and CPU (Central Processing Unit) 27 for controlling the                
              entire circuit shown in FIG. 2 are connected to internal                
              bus 38.                                                                 
                   Communication control circuit 21 is operated in the                
              on-line mode.  More specifically, serial data supplied                  
              from the terminal equipment (not shown) through contact                 
              section 3 is converted into parallel data and output to                 
                                          5                                           



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