Appeal No. 2004-0297
Application No. 09/265,451
(specification, page 1). Representative claim 48 reads as
follows:
48. A pocket-sized device for storing, transmitting, and
receiving information, including personal information for a user
of the pocket-sized device, account information for accounts with
service institutions in which the user has an account, and
transactional information for account with service institutions
in which the user has an account, for a plurality of service
institutions, comprising:
a. a housing, adapted to fit in a pocket or purse;
b. a processor, enclosed in the housing, the processor
adapted to process personal information, account information and
transactional information;
c. a touch-sensitive display, supported by the housing and
coupled to the processor;
d. a memory, enclosed in the housing and coupled to the
processor, the memory adapted to store personal information,
account information, and transactional information, including a
plurality of transaction records; and
e. a communication circuit enclosed in the housing and
coupled to the processor, the processor being adapted to conduct
electronic transactions for a plurality of accounts via the
communication circuit.
THE PRIOR ART
The references relied on by the examiner to support the
final rejection are:
Tamada et al. (Tamada) 5,017,766 May 21, 1991
Danielson et al. (Danielson) 5,227,614 Jul. 13, 1993
Nemirofsky 5,953,047 Sep. 14, 1999
Germain Re. 36,346 Oct. 19, 1999
Hale et al. (Hale) WO 86/03869 Jul. 3, 1986
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