Ex Parte PITRODA - Page 14



          Appeal No. 2004-0297                                                        
          Application No. 09/265,451                                                  

          institution system that occurs while electronic communication               
          between the universal electronic transaction card and the point             
          of sale transaction system is in effect.  The appellant’s                   
          contention that the rejection of these claims is unsound because            
          Tamada and the other applied references do not disclose these               
          sequences is not persuasive.  The examiner’s position that the              
          references imply either sequence in order to complete the                   
          electronic transactions suggested by Tamada and Hale is eminently           
          reasonable on its face.  Therefore, we shall sustain the standing           
          35 U.S.C. § 103(a) rejection of claims 69 and 70 as being                   
          unpatentable over Tamada in view of Danielson and Hale.                     
          Claim 80                                                                    
              Claim 80 depends from claim 67 and requires the transaction             
          records to comprise a receipt.  For the reasons discussed above             
          in connection with claim 48, 67 and 77, we shall sustain the                
          standing 35 U.S.C. § 103(a) rejection of claim 80 as being                  
          unpatentable over Tamada in view of Danielson and Hale.                     
          Claims 50 through 52, 55 through 57, 59 through 62, 72, 74                  
          through 76 and 82                                                           
              We shall sustain the standing 35 U.S.C. § 103(a) rejection              
          of dependent claims 50 through 52, 55 through 57, 59 through 62,            
          72, 74 through 76 and 82 as being unpatentable over Tamada in               

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