Appeal No. 2005-2642
Reexamination Control No. 90/005,841
court action, appellant’s counsel requested permission to submit a copy of the district
court’s docket report, which request was granted. The docket report was faxed to the
board on January 25, 2006, and shows that the order dismissing the action was filed on
January 8, 2001. A copy of that order, entitled “Order of Dismissal With Prejudice”
(incorrectly giving the year as 2000), accompanied the reply brief as Exhibit F.
B. Related appeal
A decision is being mailed concurrently herewith in Appeal No. 2005-2643 in the
‘842 reexamination, the subject of pending Appeal No. 2005-2643 reexamination
proceeding.
C. The invention at issue
The claims are directed to an investment system which includes an inflation-
indexed deposit account and preferably also includes an inflation-indexed loan account.
Both types of accounts have a principal component representing the initial investment
and an accrual component which represents the portion of the account attributable to
fixed interest and to inflation adjustments. ‘461 Patent at col. 2, l. 66 to col. 3, l. 4.
Servicing of the accounts is handled by an account management data processor. Id. at
col. 3, ll. 52-53. The accounts can be retired in a number of ways:
Under one alternative, the principal component is enhanced by the
variable interest component and the account retired by retiring the fixed
interest component by one schedule and retiring the principal component
by a second schedule. However, the account may be retired by retiring
both components over a similar schedule or by amortization. By varying
3
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