Ex Parte 5832461 et al - Page 7



              Appeal No. 2005-2642                                                                                            
              Reexamination Control No. 90/005,841                                                                            

              Freeman, 30 F.3d at 1466, 31 USPQ2d at 1449.  The district court action at issue here                           
              concluded with a dismissal rather than with a judgment on validity or infringement.                             
                      In giving claims their broadest reasonable construction, the PTO will “tak[e] into                      
              account whatever enlightenment by way of definitions or otherwise that may be afforded                          
              by the written description contained in the applicant's specification.”  Morris, 127 F.3d at                    
              1054, 44 USPQ2d    at 1027.  However, we are not permitted to read limitations from                             
              the disclosed embodiments or examples into the claims.  See American Academy, 367                               
              F.3d at 1369, 70 USPQ2d at 1834:                                                                                
                             We have cautioned against reading limitations into a claim from the                              
                      preferred embodiment described in the specification, even if it is the only                             
                      embodiment described, absent clear disclaimer in the specification.  See                                
                      Liebel-Flarsheim Co. v. Medrad, Inc., 358 F.3d 898, 906 [69 USPQ2d                                      
                      1801] (Fed. Cir. 2004) (“Even when the specification describes only a                                   
                      single embodiment, the claims of the patent will not be read restrictively                              
                      unless the patentee has demonstrated a clear intention to limit the claim                               
                      scope using ‘words or expressions of manifest exclusion or restriction.’”);                             
                      Teleflex, Inc. v. Ficosa N. Am. Corp., 299 F.3d 1313, 1325 [63 USPQ2d                                   
                      1374] (Fed. Cir. 2002).                                                                                 
                      The principal point of contention regarding the scope and meaning of the claims                         
              is the                                                                                                          
              relationship between the rate of prior actual inflation and the resulting inflation                             
              adjustments of the deposit and loan accounts.  Appellant contends that the claims                               
              require a continuous (i.e., nonstepped) relationship such that different amounts of prior                       
              actual inflation will result in  different inflation adjustments.  For the following reasons,                   
              we do not agree.                                                                                                


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