Ex Parte Ganesan et al - Page 10



                Appeal No. 2005-2744                                                                           
                Application No. 09/849,979                                                                     

                      Claim 75 includes the limitation “the payment account associated with the                
                donor is directed to be debited at a time subsequent to an activation of a hyper-              
                link included in the transmitted electronic greeting card.”  On pages 5 and 6 of               
                the answer, the examiner asserts “As expressly stated in Van Dusen ‘[w]hen the                 
                recipient selects this hyperlink 30, the claim code is conveyed to the Web site …              
                and is used by the site to automatically identify and credit the recipient’s personal          
                account.’ (Col. 4, lines 15-20).”  Appellants argue on page 11 of the reply brief,             
                that the examiner overlooks “the difference between debiting a donors account                  
                and crediting a designated recipient’s account.”  We concur with appellants.  We               
                find that section of Van Dusen cited by the examiner teaches crediting of the                  
                recipient’s account after activating the hyper-link, not debiting the donor’s                  
                account after activation of the hyper-link.  We do not find that Van Dusen teaches             
                debiting the donor’s account subsequent to activation of the hyper-link.                       
                Accordingly we will not sustain the examiner’s rejection of claim 75 under 35                  
                U.S.C.  § 102 (e).                                                                             









                Claims 66 and 77.                                                                              


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