Appeal No. 2005-2744 Application No. 09/849,979 greeting card service’s deposit account. We find that Van Dusen teaches that once the order has been paid for the web site sends the email message with the gift certificate. See column 3, lines 60-62. Further, we note that Van Dusen teaches that the donor can pay by credit card. See column 3, line 59. We consider the credit transaction necessarily requires debiting of a donor’s credit card and crediting of the electronic greeting card service’s (i.e. Amazon.com) account. Thus, we find that Van Dusen teaches that the e-mail message is not sent until after the electronic greeting card service’s deposit account is credited and that Van Dusen teaches the limitations of claim 59. However, as our interpretation of claims 59 and 70 and our application of Van Dusen differs from the examiner’s rejection, we designate this as a new grounds of rejection for claims 59 and 70. Claims 60 through 62 and 71 through 73. Appellants argue on page 18 of the brief and pages 23 through 25 of the reply brief, that the examiner has not shown that one would be motivated to modify Van Dusen to make deposits in deposit accounts at financial intuitions. On page 25 of the reply brief, appellants argue that modifying Van Dusen to credit a deposit account in another institution would violate one of Van Duesn’s principles that ensures that the gift certificate amount must be spent on purchases from the sponsoring merchant. 17Page: Previous 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 NextLast modified: November 3, 2007