Ex Parte Ganesan et al - Page 20



                Appeal No. 2005-2744                                                                           
                Application No. 09/849,979                                                                     

                      Claims 61, 62, 72 and 73 depend upon claim 60 and 70 respectively.                       
                Appellants have presented no arguments directed to these claims.  Accordingly,                 
                we sustain the examiner’s rejection of claims 61, 62, 72 and 73 for the reasons                
                provided with respect to claims 60 and 70                                                      


                Claim 64.                                                                                      
                      Claim 64 includes the limitations “debiting a payment account at a financial             
                institute associated with the requesting donor; wherein the payment account                    
                associated with the requesting donor is debited at a time subsequent to an                     
                activation of a hyper-link included in the transmitted electronic greeting card.               
                Claim 75 contains a similar limitation and as discussed supra we do not find that              
                Van Dusen teaches this limitation.  We do not find that either Albrecht or Lenhart             
                teach or suggest that the donor’s account is debited subsequent to the recipient               
                activating a hyper-link associated with an electronic greeting card.  Accordingly,             
                we will not sustain the examiner’s rejection of claim 64.                                      


                                Rejection of Claim 81 under 35 U.S.C.  § 103                                   
                On page 28 of the brief, appellants assert that the rejection of claim 81 is                   
                improper for the reasons discussed with respect to the other claims.  On pages                 
                29 and 30 of the reply brief, appellants state that the examiner’s position is not             
                understood.  Appellants assert:                                                                


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