Ex Parte Ganesan et al - Page 16



                Appeal No. 2005-2744                                                                           
                Application No. 09/849,979                                                                     

                             Rejection of claims 59 through 62, 64, 70-73 under                                
                 35 U.S.C.  § 103 as being unpatentable over Van Dusen in view of Albrecht                     
                   and the Alternative Rejection of claims 59 through 62, 64, 70-73 under                      
                 35 U.S.C.  § 103 as being unpatentable Van Dusen in view of Albrecht and                      
                                                   Lenhart.                                                    
                Claims 59 and 70.                                                                              
                      Claim 59 includes the limitation “the electronic greeting card is transmitted            
                to the designated recipient at one of 1) a time subsequent to the directing of the             
                crediting of the funds to the deposit account, and 2) a time concurrent with the               
                directing of the crediting of the funds to the deposit account.”   Claim 70 contains           
                similar limitations.  Appellants argue, on pages 17 and 18 of the brief, that neither          
                Van Dusen, Albrecht or Lenhart teach these limitations.  The examiner, citing no               
                evidence, maintains that changing the sequence of billing in Van Dusen is                      
                obvious.                                                                                       
                      We disagree with both the examiner and the appellants   Claim 59 is                      
                dependent upon claim 58. As discussed supra, claim 58 does not identify the                    
                beneficiary of the deposit account and we consider claim 58 to be broad enough                 
                to encompass crediting funds into deposit accounts of either the recipient or the              
                electronic greeting card service.  Additionally, we note that claim 59 is recited in           
                the alternative, thus, we consider the scope of claim 59 to include that a) the                
                electronic gift card is transmitted after crediting the funds into either the                  
                recipient’s deposit account or the electronic greeting card service’s deposit                  
                account, or b)  the electronic greeting card is transmitted concurrent with                    
                crediting funds into either the recipient’s deposit account or the electronic                  
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