Appeal 2007-2451
Application 10/694,925
1 Appellant admits that the billing module of Cameron does include the ability to
2 allocate payment across different methods, but contends that there is simply no
3 suggestion that the different payment methods be associated with the same
4 instrument. (Br. 4-5.)
5 The Appellant then argues that one would not have combined Blossom with
6 Cameron to form the claimed invention. It is argued that that the issues associated
7 with a point-of-sale transaction are very different than those associated with a
8 remote order entry, and Cameron, therefore, may only be fairly relied upon to
9 teach the "ability to allocate an order across a plurality of payment methods" in the
10 context of a computerized, remote order entry. There is no suggestion applying
11 such a distribution at a point-of-sale device, nor any limitation reciting use with a
12 single instrument associated with a stored-value account and a credit account.
13 Neither suggests nonzero payment distributions at a point of sale device for
14 different accounts associated with the same instrument. Moreover, there is no
15 suggestion in the references to modify the teachings of Blossom to include
16 Cameron. The Appellant argues that the motivation found by the Examiner does
17 not constitute proper motivation - it addresses a user's motivation to use the
18 system, and not a motivation to combine the teachings of the references. (Br. 5-6.)
19 The Appellant also argues that Melchione has no disclosure of a stored-value
20 account and credit account being linked substantially contemporaneously with
21 issuance of an instrument associated with both accounts. Claim 1 specifically
22 recites that a stored-value account and credit account be linked substantially
23 contemporaneously with issuance of the instrument to the customer. The Appellant
24 contends that the Abstract in Melchione fails to teach this limitation, and the
25 citations to other parts of Melchione are unclear. (Br. 6.)
6
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