Appeal 2007-2451
Application 10/694,925
1 preferably in a single step, prior to presenting the card to a sales person
2 or using the card. (Blossom, col. 2, ll. 48-55.)
3 08. Blossom states that its card can be, for example, a debit card, a credit
4 card, a transfer funds card, a smart card, a stored-value card, a gift card,
5 an ATM card, a security card or-an identification card. The features may
6 allow the card to function as a different card, such as a credit card, debit
7 card, ATM bank card, stored value card, security card, identity card and
8 the like. (Blossom, col. 3, ll. 13-18.)
9 09. Blossom states that its card may also include means for providing or
10 processing either account, identity, payment, health, transactional, or
11 other information and communicating with central processing units or
12 computers operated by the providers of services, such as credit card
13 institutions, banks, health care providers, universities, retailers,
14 wholesalers or other providers of goods or services employers, or
15 membership organizations. (Blossom, col. 3, ll. 18-25.)
16 10. Blossom states that its card features may also enable the card to
17 communicate with or be accessed by other devices, including those used
18 by retailers (point of sale computers), and personal computers used in
19 other business applications or at home, for example, a personal computer
20 using a built-in or attached card reader. (Blossom, col. 3, ll. 26-18.)
21 11. The Examiner’s findings that Blossom discloses receiving at a POS
22 device a cost for a transaction identifying an instrument associated with
23 a stored-value account and a credit account and generating a request to
24 select a distribution of the cost for the transaction among the stored-
25 value and credit accounts for presentation at the point-of-sale device are
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