Appeal 2007-2451
Application 10/694,925
1 The amount to be billed is automatically calculated by the preferred
2 order entry system and captured in the amount to be billed data capture
3 field 110. The total order amount is automatically calculated and
4 captured in total order amount data capture field 105, while the amount
5 left to allocate is automatically calculated and captured in amount left to
6 allocate data capture field 107. (Cameron, col. 11, l. 55 – col. 12, l. 6.)
7 14. If a single payment method is chosen in Cameron’s invention, one
8 hundred percent (100%) of the order total is automatically allocated to
9 that payment method. If more than one payment method is selected, the
10 customer must choose how to allocate their payment methods. A
11 recalculate button 101 is provided on billing window 100 which, when
12 selected, calculates the dollar amount to be billed to each payment
13 method based on the dollar amounts and percentages captured for each
14 payment method. If the allocation is incomplete, the total amount of the
15 order will be applied to the first payment method, less any coupon or gift
16 certificate. (Cameron, col. 12, ll. 7-16.)
17 15. The Examiner’s findings that the step of transmitting the cost payment
18 to the financial institution is obvious and old to the card reader art and is
19 accomplished in Cameron is not disputed by the Appellant.
20 16. The Examiner’s findings that Cameron discloses selecting a non-zero
21 portion of a charge to be allocated between two credit cards, a credit
22 card and a stored value instrument, or between two stored value
23 instruments is not disputed by the Appellant.
24 Melchione
11
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