Norwest Corporation and Subsidiaries - Page 117

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          research efforts.  He stated that within the computer science               
          community there is general agreement as to the basic elements of            
          the routine software development process:  Problem definition and           
          specification, design, implementation, integration and system               
          testing, installation and field testing, and maintenance.  The              
          development involves a constant, cyclical process of designing,             
          testing, and modifying.51                                                   
               Finally, Dr. Davis claimed that failure in the software                
          development process is usually not attributable to technical risk,          
          but is more often due to people and project management concerns.52          
          Additionally, he insisted that Norwest's use of the SDM was meant           
          to minimize risk because Norwest was developing "mission-critical"          
          software where it could ill afford to redesign a system late in the         
          development process. Dr. Davis conceded, however, that the                  
          activities generally appeared to provide a new or improved business         
          function.                                                                   








               51   Dr. Davis testified that in the early stages of                   
          development, the modification efforts are generally characterized           
          as redesigning, while in the later stages, as the development               
          approaches production, the efforts are generally characterized as           
          debugging.                                                                  
               52   Dr. Davis stated that as much as 30 percent of all                
          software projects fail or are canceled before completion.                   



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