Henry M. Lloyd - Page 40




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                            12 year analysis                                          
                              Gross    Cum. Tax.  Average   Cum. Avg.                 
                     Year     Income    Income    Monthly    Monthly                  
                 1   1993      55,000     55,000     4,583      4,583                 
                 2   1994      52,000    107,000     4,333      4,458                 
                 3   1995     110,100    217,100     9,175      6,031                 
                 4   1996      85,000    302,100     7,083      6,294                 
                 5   1997      98,000    400,100     8,167      6,668                 
                 6   1998         -      400,100       -        5,557                 
                 7   1999         -      400,100       -        4,763                 
                 8   2000         -      400,100       -        4,168                 
                 9   2001         -      400,100       -        3,705                 
                10   2002     200,000    600,100    16,667      5,001                 
                11   2003     329,151    929,251    27,429      7,040                 
                12   2004      71,842 1,001,093      5,987      6,952                 
                   12 Year average monthly                    [23]5,435               

                            7 year analysis                                           
                              Gross    Cum. Tax.  Average   Cum. Avg.                 
                     Year    Income     Income    Monthly    Monthly                  
                 1   1998         -          -         -          -                   
                 2   1999         -          -         -          -                   
                 3   2000         -          -         -          -                   
                 4   2001         -          -         -          -                   
                 5   2002     200,000    200,000    16,667      3,333                 
                 6   2003     329,151    529,151    27,429      7,349                 
                 7   2004      71,842    600,993     5,987      7,155                 
                   7 year average monthly                     [23]2,548               








               23See infra note 32.                                                   





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