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I will assume that you will take the position
that you should not be paying interest on notes which
produced deductions which you might not have used.
While this, of course, would not go well with a bank or
Credit Union (they would charge you interest whether
you use the deductions or not) I am willing to make
adjustments to your advantage. To get that underway I
suggest that you tell us which of the deductions were
claimed by you in 1983 and 1984.
* * * * * * *
To keep the spirit of accommodation alive and to remove
all elements of dissatisfaction we are quite willing to
lean over into your direction. It has troubled me
considerably that of all people you would be displeased
with our services.
On May 6, 1986, Mr. Thompson wrote to Mr. Kersting
requesting a full accounting for his participation in the Bauspar
program. Mr. Thompson informed Mr. Kersting that the property
subject to the Bauspar mortgage had been sold. Mr. Thompson also
said that he was reminding Mr. Kersting that, upon his retirement
in 1982, he had asked to terminate his participation in the
programs for which Mr. Kersting was now seeking interest payments
for leverage loans.
Beginning in June 1986, Mr. Thompson stopped making the
$1,200 monthly deposits to Citizens Financial as required under
the Bauspar program. At the same time, Mr. Thompson ignored
Mr. Kersting's written requests to explain his failure to make
the deposits. Further, on June 23, 1986, at the suggestion of
Mr. Huestis, the Thompsons retained John A. Chanin (Mr. Chanin),
an attorney practicing in Honolulu, to assist them in their
dispute with Mr. Kersting. Mr. Chanin assigned the matter to his
associate, Keith Y. Yamada (Mr. Yamada).
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