Nevada Revised Statutes - Financial Institutions

Definitions. As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 673.002 to 673.034, inclusive, have the meanings ascribed to them in those ...

“Association” defined. “Association” means a savings and loan association subject to the provisions of this chapter. ...

“Combination home and business structure” defined. “Combination home and business structure” means a building or buildings, including residences for not more than four families, which are used in part for ...

“Commissioner” defined. “Commissioner” means the Commissioner of Financial Institutions. ...

“Cooperative housing corporation” defined. “Cooperative housing corporation” means a corporation organized under the laws of this state for the purpose of the cooperative ownership of real estate whereby each of ...

“Deposit” defined. “Deposit” means that part of the savings liability of an association which is credited to the account of the holder thereof. ...

“Director” defined. “Director” means the Director of the Department of Business and Industry. ...

“Dividend” defined. “Dividend” means that part of the net earnings of an association which is declared payable by the board of directors to the holders of permanent capital stock. ...

“Foreign” defined. “Foreign,” used in connection with an association, company or corporation, means an association, company or corporation organized or incorporated under the laws of some government other than that ...

“Gross income” defined. “Gross income” means the sum for an accounting period of the following:

1. Operating income.

2. Real estate income.

3. All profits actually received ...

“Home” defined. “Home” means a dwelling or dwellings for not more than four families, the principal use of which is for residential purposes. The term includes:

1. A dwelling ...

“Home loan” defined. “Home loan” means a real estate loan the security for which is home property. ...

“Home property” defined. “Home property” means real estate on which there is located or will be located, pursuant to a home loan, a home or a combination home and business ...

“Impaired condition” defined. “Impaired condition” means a condition in which the assets of an association do not have an aggregate value equal to the aggregate amount of liabilities of the ...

“Improved real estate” defined. “Improved real estate” means real estate on which there is a structure, or building lots or sites which, by reason of installations and improvements that have ...

“Insured association” defined. “Insured association” means an association the savings accounts of which are insured wholly or in part by the Federal Deposit Insurance Corporation. ...

“Interest” defined. “Interest” means that part of the net earnings of an association which is declared payable from time to time on savings accounts or investment certificates by the board ...

“Investment certificate” defined.

1. “Investment certificate” means any certificate or contract, either paid up or purchasable on an installment basis, which is issued for the purpose of providing a ...

“Merger” defined. “Merger” means that consolidation of corporate structures which results in the uniting of substantially all the assets and liabilities of one state-chartered association with those of another such ...

“Net earnings” defined. “Net earnings” means gross income for an accounting period less the aggregate of the following:

1. Operating expenses.

2. Real estate expenses.

3. All ...

“Net earnings available for dividends” defined. “Net earnings available for dividends” means net earnings for an accounting period less amounts referred to reserves as provided in this chapter. ...

“Operating expenses” defined.

1. “Operating expenses” means all expenses actually paid, or due but unpaid, by an association during an accounting period, excluding the following:

(a) Real estate ...

“Operating income” defined. “Operating income” means all income actually received by an association during an accounting period, excluding foreclosed real estate income. ...

“Other real estate loan” defined. “Other real estate loan” means a real estate loan the security for which is improved real estate other than home property. ...

“Real estate expenses” defined. “Real estate expenses” means all expenses actually paid, or due but unpaid, in connection with the ownership, maintenance and sale of real estate, other than office ...

“Real estate income” defined. “Real estate income” means all income actually received by an association during an accounting period from real estate owned, other than from office building or buildings ...

“Real estate loan” defined. “Real estate loan” means any loan or other obligation secured by real estate, whether in fee or in a leasehold extending or renewable automatically for a ...

“Savings account” defined. “Savings account” means that part of the savings liability of the association which is credited to the account of the depositor thereof. ...

“Savings liability” defined. “Savings liability” means the aggregate amount of savings accounts, including interest credited to such accounts, less withdrawals. ...

“Service office” defined. “Service office” means any office or other place of business in this state operated by one or more savings and loan associations other than the principal office ...

“Withdrawal value” defined. “Withdrawal value” means the amount credited to a savings account, less lawful deductions therefrom, as shown by the records of the association. ...

Administration of chapter. The Commissioner shall administer the provisions of this chapter, subject to administrative supervision by the Director. He shall make the decisions, determinations and enter the consents and ...

Certain relationships between employees of Division of Financial Institutions and association prohibited; termination of prohibited relationship.

1. Except as provided in subsections 3 and 4, an officer or employee ...

Records of Commissioner. The Commissioner shall:

1. Keep in his office:

(a) For no less than 5 years, every report made by an association.

(b) The original ...

Commissioner to supervise and make policy. The Commissioner shall supervise and make all policy with regard to all foreign and domestic associations, companies and corporations governed by this chapter and ...

Biennial report of Commissioner: Contents; distribution.

1. The Commissioner shall, before September 1 of each even-numbered year for the biennium ending June 30 of that year, report to the ...

Regulations.

1. The Commissioner may adopt such regulations as may be reasonable or necessary to carry out the purposes of this chapter.

2. The regulations as originally drafted, ...

Commissioner may secure injunctions and restraining orders. The Commissioner may cause appropriate legal action to be taken in the district court of any county to secure an injunction or order ...

Notices. All notices must be in writing. All notices issued or required to be issued by the Commissioner must be sent by registered or certified mail and become effective upon ...

Amendment or alteration of license by Commissioner; appeal. The Commissioner may, for reasonable cause and upon 15 days’ notice, amend or alter any license issued by him, but the association ...

Proceedings in court to test validity of action by Commissioner or Director. A person affected by any order, ruling, proceeding, act or action of the Commissioner or any person acting ...

Deposit of money in State Treasury; payment of expenses; exceptions. Except as otherwise provided in NRS 673.080, 673.112 and 673.595:

1. All fees, charges for expenses, assessments and other ...

Incorporation of domestic associations: Procedure; applicability of chapter 78 of NRS; limitations on advertising for savings and loans.

1. Savings and loan associations, except banks, trust companies, licensed brokers, ...

Articles to be approved by Commissioner; application; permission to organize; fees; conditions.

1. The Secretary of State shall not issue any certificate to an association or company authorizing it ...

Provisions of chapter abridge and enlarge powers and privileges of foreign and domestic associations. The powers, privileges, duties and restrictions conferred and imposed upon any such association, company or corporation, ...

Procedure for removing “and loan” from name of domestic association. Any domestic association, which has the words “savings and loan” in its name, may, by filing with the commissioner written ...

Branch offices: Definition; establishment and regulation; revocation of approval by Commissioner; advertisement; fees.

1. A branch office is a legally established place of business of an association, other than ...

Surety bond of association.

1. Every association shall maintain bond coverage with a bonding company which is acceptable to the Commissioner and the Federal Deposit Insurance Corporation for an ...

Service offices: Approval of Commissioner required; revocation of approval.

1. No association may open, maintain or conduct a service office without approval from the Commissioner.

2. For good ...

Restrictions on advertising.

1. An association shall not issue or publish, or cause or permit to be issued or published, any advertisement that it is doing or is permitted ...

Directors: Number; filling of vacancies; amendment of bylaws.

1. The business and affairs of every association must be managed and controlled by a board of not less than five ...

Persons requiring Commissioner’s approval to serve as director. No person is eligible to serve as a director of an association without the written permission of the Commissioner if he:

...

Removal of director, officer or employee on objection of Commissioner. If the Commissioner notifies the board of directors of any association, in writing, that he has information that any director, ...

Removal of director for cause.

1. Any director may be removed from office, if he has become ineligible pursuant to NRS 673.209, by an affirmative vote of two-thirds of ...

Fiduciary relationship of directors and officers to association. Directors and officers of an association shall be deemed to stand in a fiduciary relation to the association and shall discharge the ...

Directors: Compensation and expenses. The directors of an association shall not charge or receive, directly or indirectly, any pay or emolument for their services as directors. This provision shall not ...

Officers: Election; salaries.

1. The board of directors of the association shall elect the officers named in the bylaws of the association, which officers shall serve at the pleasure ...

Directors: Meetings; quorum.

1. The board of directors of each association shall hold a regular meeting at least once each quarter, at a time to be designated by it ...

Official communication from Commissioner: Read at next board meeting and made part of minutes. Every official communication by the Commissioner directed to the board of directors of an association must ...

Statement of purchases and sales of real estate and loans made or purchased to be considered at regular meeting and made part of minutes. The board of directors, by resolution ...

Notification of change in ownership of stock; application required after certain acquisitions; investigation; costs; waiver.

1. An association shall immediately notify the Commissioner of any change or proposed change ...

Pensions and retirement plans for officers and employees. An association may provide for pensions, retirement plans and other benefits for its officers and employees, and may contribute to the cost ...

Directors: Approval of depositary for money of association. The board of directors shall approve the depositary or depositaries for funds of the association. ...

Unlawful acts; penalty.

1. It is unlawful for an officer, director, employee or capital stockholder of an association:

(a) To solicit, accept or agree to accept, directly or ...

Liability of directors, officers or other persons. Any association director, officer or other person who knowingly and willingly participates in any violation of the laws of this state relative to ...

Actions against officers, directors or employees: Payment of expenses of defending action by association; settlements.

1. An association shall pay on behalf of or reimburse an officer, director or ...

Certain state associations possess same powers and privileges as federally chartered associations.

1. Notwithstanding any other provision of this chapter, every company, association or corporation licensed under the provisions ...

Land and office buildings of association; limitation on costs.

1. An association may purchase or lease property for its office buildings or construct its office buildings on property purchased ...

Trustee and custodial powers of association.

1. An association may act as a trustee or custodian as provided by the Federal Employee Retirement Security Act of 1974, as amended ...

Licenses for issuance or sale of stock; contents and conditions of licenses.

1. No association may sell or issue any of its common or preferred stock until it has ...

Annual license: Fees; renewal; penalty.

1. The license mentioned in NRS 673.250 authorizes the company, association or corporation to whom it is issued to sell its approved securities and ...

Licensing of salesmen and solicitors; fees.

1. No person may, as a soliciting agent, soliciting representative or employee of any foreign or domestic company, association or corporation, or in ...

Stock, surplus, undivided profits and reserves to include percentage of value of outstanding investment certificates; dividends on permanent stock; stock dividends.

1. Except as permitted by subsection 6, the ...

Acts prohibited when stock, surplus, undivided profits and reserves below amount specified.

1. No association whose stock, surplus, undivided profits and reserves are less than the amount specified in ...

Impairment of stock; levy of assessment to repair deficiency; reduction of stock.

1. If the Commissioner, as a result of any examination or from any report made to him, ...

Investment certificates: Rights and liabilities of holders; types of certificates; limitation on approval.

1. An association may issue investment certificates, with or without passbooks. The holders of investment certificates ...

Requirements. A reserve for losses shall be maintained by each association, which shall allow for the write-down of assets to their fair market value in accordance with generally accepted accounting ...

Permissible investments. An association may invest in:

1. Without limit, obligations of, or obligations guaranteed as to principal and interest by, the United States or any state.

2. ...

Investments in related service corporations.

1. An association may invest in the capital stock, obligations or other securities of a related service corporation organized under the laws of this ...

Investments in real property for subdivision or residential development.

1. Any investment in real property for purposes of subdivision or for residential development must not exceed the market value ...

Purchases of loans. The power of an association to make loans shall include:

1. The power to purchase loans of any type that the association may make.

2. ...

Purchases of real property contracts; conditions. An association may invest its funds in the purchase of real property contracts under the following conditions only:

1. That it must acquire ...

Certain federal obligations are legal investments. Any savings and loan association may invest its funds, or money in its custody, in the bonds of the Home Owners’ Loan Corporation or ...

Restrictions on transfer or encumbrance of note and other obligations held by association.

1. No association may sell, exchange, transfer, pledge, hypothecate or otherwise dispose of or encumber any ...

Association may become member and stockholder of Federal Home Loan Bank, borrow money and invest in bonds.

1. Any savings and loan association which may now or hereafter be ...

Association may issue capital notes; voting rights of holders. The power of an association to borrow money and contract debts shall include the power to issue capital notes evidencing such ...

Limitation on borrowing. The aggregate amount of all borrowings of any association in force at any one time, excluding borrowings from the Federal Home Loan Banks, the Federal Deposit Insurance ...

Loans and advances of credit insured by Federal Housing Administrator or Department of Veterans Affairs.

1. Subject to such regulations as may be prescribed by the Federal Housing Administrator ...

Investment in Federal National Mortgage Association. Notwithstanding any other provision of law, any savings and loan association organized under the laws of this State, which has as one of its ...

Loans and investments not limited.

1. Nothing in this chapter requires any association to sell, transfer or dispose of any investment or loan made or purchased by the association ...

Approval of appraiser by Commissioner required; limitations; revocation; notice of termination of services. No loan may be made upon the appraisement of, nor may compensation for any appraisement be paid ...

Appraisal of real estate required before granting loan; requirements. Every association shall appraise each parcel of real estate prior to the granting of a loan. The appraisal shall be in ...

Appraisal of real estate at time of acquisition. Every association shall appraise each parcel of real estate at the time of acquisition thereof. The report of each appraisal must be ...

Specific loss reserve; determination of values by Commissioner.

1. The Commissioner may require each association to establish and maintain a specific loss reserve for the amount by which the ...

Reserve for uncollected interest. A reserve for uncollected interest shall be maintained equivalent to all interest which has been due for 90 days or more and which is carried as ...

Associations empowered to insure accounts. Any association, company or corporation which may be eligible so to do under the terms of the National Housing Act, approved June 27, 1934, which ...

Permissible loans.

1. An association may make any loan which:

(a) Is secured by real property;

(b) Is secured by personal property;

(c) Results from a ...

Loans to corporations or partnerships.

1. No association may make any loans to a:

(a) Corporation if the majority of the stock is owned or controlled individually or ...

Loans to finance interest in cooperative housing corporation; first security interests.

1. An association may invest any of its money in a loan to finance a borrower’s interest in ...

Loans to one borrower.

1. An association shall not make at one time loans to any one borrower, or under any one transaction, or applicable to any one project, ...

Payment of charges by association for protection of its investments; required advance monthly payments.

1. An association may pay:

(a) Current or past-due taxes or assessments levied upon ...

Limitation on charge for prepayment of loan. Associations shall not charge for the privilege of prepayment in part or in full of any loan an amount greater than 180 days’ ...

Loans prohibited on security of association’s own stock. No association shall loan any of its funds upon the security of its own stock. ...

Property acquired by foreclosure or developed by association; real-estate-owned accounts; subsidiary ledger records.

1. An association may hold, manage and convey real property, including apartments and other buildings:

...

Apportionment of earnings and payment of interest; determination of percentage rate of declaration; classes of savings accounts; notice of change in method of calculating interest.

1. The apportionment of ...

Restrictions on declaration of dividends. No board of directors of a savings and loan association shall knowingly declare to its stockholders a greater dividend than has actually been earned by ...

Minors and married women; payment as valid discharge of association.

1. Any savings and loan association and any federal savings and loan association operating in this state may issue ...

Administrators, executors, guardians and trustees; payment as valid discharge of association.

1. A savings account or investment certificate of any association, including a federal savings and loan association, may ...

Payment to beneficiary on death of trustee; payment as valid discharge of association.

1. Whenever a person holding a savings account or investment certificates as trustee or other fiduciary, ...

Notice of overdue rental; opening of box; retention of contents in general vaults; delivery of contents to State Treasurer.

1. If the rental due on a safe-deposit box has ...

Minimum required available cash, deposits and securities; making and purchasing loans prohibited when minimum not met.

1. Every association shall have on hand at all times in available money, ...

Procedure when requests for withdrawals exceed amount available.

1. Whenever an association has on file more withdrawal requests than can be met in full from current funds, it shall ...

Order of payment of withdrawals.

1. Except as provided in this section, withdrawals must be paid in the order of their filing, and no loans or investments may be ...

Notice to Commissioner of inability to pay request for withdrawal on file more than 60 days. Any such foreign or domestic association, company or corporation or its secretary or manager ...

Annual reports: Filing; form and contents; fees; penalty.

1. Each association doing business in this state shall file annually with the Commissioner on or before March 1, a sworn ...

Commissioner may require further information. Each such foreign or domestic association, company or corporation shall cause to be supplied to the Commissioner at any time, upon his demand, any information ...

Hearings, investigations and examinations by Commissioner; powers of Commissioner; biennial examination required.

1. The Commissioner may conduct or cause to be conducted such hearings, investigations or examinations of the ...

Enforcement of subpoena by district court.

1. In case of the refusal of any person to attend or testify or produce any papers required by the subpoena directed to ...

Examination of holding companies.

1. The Commissioner may, at the time of examining a savings and loan association, inspect the books, ledgers and minutes of any corporation which is ...

Examinations outside State; fees and traveling expenses.

1. Whenever in connection with an examination it is necessary or expedient that the Commissioner or his deputy, or both, leave this ...

Other examinations acceptable in lieu of examination by Commissioner. In lieu of making any examination, the Commissioner may accept any examination of any association made by the Federal Home Loan ...

Authority of Commissioner to make information available to other officers and agencies. The Commissioner, his agents and employees may furnish to the Federal Home Loan Bank Board, or to any ...

Audit of books and accounts.

1. Each association shall, at least once each year, cause its books and accounts to be audited at its own expense by a certified ...

Independent audit and examination: Payment of assessment; cooperation. Each association shall pay the assessment levied pursuant to NRS 658.055 and cooperate fully with the audits and examinations performed pursuant thereto. ...

Grounds; notice and hearing. The Commissioner may after notice and hearing suspend or revoke the charter of any association for:

1. Repeated failure to abide by the provisions of ...

Procedure; approval by association and Commissioner; fee.

1. An association may reorganize, merge or consolidate with another state or federal association, if the reorganization, merger or consolidation is based ...

Authority of Commissioner to order discontinuance of unlawful or unsafe practices; special meetings of directors concerning noncompliance.

1. If the Commissioner finds as the result of any examination or ...

Conservator: Appointment by Commissioner; district court confirmation.

1. The Commissioner may, with the prior approval of the board, appoint a conservator for an association if any of the following ...

Powers of conservator; limitations; expenses; compensation.

1. The conservator confirmed or appointed by the court has all the power expressed in the court order and the following:

(a) ...

Receiver: Appointment by Commissioner; court confirmation; powers and authority; compensation.

1. If the Commissioner finds that any association:

(a) Is in an impaired condition;

(b) Is engaging ...

Appeal from judgment enjoining Commissioner or dismissing action to enjoin; bond. An appeal from a judgment enjoining the Commissioner from further proceedings and directing him to surrender the business, property ...

Penalty for failure to comply with Commissioner’s demand for possession of property, business and assets. Whenever the Commissioner demands possession of the property, business and assets of any association, pursuant ...

Enforcement by sheriff of demand for possession of property, business and assets; written demand for assistance; duty to enforce. If the demand of the Commissioner for the possession of the ...

Delivery of schedule of property, assets and collateral to Commissioner; examination of directors, officers or employees by Commissioner. When the Commissioner takes possession of the property, business and assets of ...

Authority of Commissioner to issue subpoenas and require attendance of parties. The Commissioner may issue subpoenas and require the attendance of parties for examination. ...

Appointment of custodian; bond. When the Commissioner takes possession of the business, property and assets of an association, he may appoint a custodian. The Commissioner may require a good and ...

Collection of money; preservation of assets. When the Commissioner takes possession of the property, business and assets of an association, he may collect all money due to such association and ...

Powers of Commissioner when in possession of business, property and assets. If the Commissioner is in possession of the business, property and assets of an association, whether or not he ...

Claims for damages from disaffirmance of executory contract or lease. Claims for damages resulting from the disaffirmance of an executory contract or lease by the Commissioner may be filed and ...

Procedure upon taking possession of insured association: Federal Deposit Insurance Corporation as liquidator or coliquidator.

1. The Commissioner may, if he takes possession of any association whose savings accounts ...

Delivery of remaining assets to stockholders.

1. Whenever, in the case of any association which has issued common or preferred stock, the Commissioner or the Federal Deposit Insurance Corporation ...

Activities for which license not required; solicitation or acceptance of deposits prohibited; exception; fee.

1. A foreign association whose activities are limited to any one or more of those ...

Conflict of laws; report to Commissioner of forbidden course or act.

1. If any association, company or corporation organized or incorporated under the laws of any governing body other ...

Conversion authorized. Any savings and loan association eligible to become a member of the Federal Home Loan Bank, may convert itself into a federal savings and loan association pursuant to ...

Notice of stockholders’ meeting: Service and proof of service.

1. A meeting of the stockholders shall be held upon not less than 10 days’ written notice to each stockholder, ...

Majority approval of resolution at stockholders’ meeting required; filing of minutes with Commissioner.

1. At a meeting of the stockholders held as provided in NRS 673.610, the stockholders may, ...

Filing of charter or certificate with Commissioner; fee; taxation.

1. After the holding of the meeting of stockholders, the state company, association or corporation shall take such action, in ...

When state supervision ceases; when property and assets vest in association under new name and style; enjoyment of property by converted association.

1. At the time when the conversion ...

Conversion authorized; votes necessary. Any federal savings and loan association may convert itself into a savings and loan association under the laws of this state upon a vote of 51 ...

Time for election of directors after conversion; time directors to hold office. At the meeting the members shall also vote upon the directors who shall be the directors of the ...

Filing of verified minutes of stockholders’ meeting. Copies of the minutes of the proceedings of the meeting, verified by the affidavit of the president or vice president and the secretary ...

Verified copy of minutes as presumptive evidence of holding meeting and action taken. The verified copies of the minutes of the meeting, when filed as required by NRS 673.670, shall ...

Federal association and directors to take necessary action to incorporate as state association; no minimum amount of capital required.

1. After the meeting, the federal association shall take such ...

Inclusion of statement of conversion in articles permissible. The directors may, if they so desire, insert in the articles of incorporation the following statement: “This association (company or corporation) is ...

Time for filing articles of incorporation with Federal Home Loan Bank; number of copies; certification by Secretary of State. Within 10 days after the filing of the articles of incorporation ...

Time of association’s cessation as federal association; time of vesting of property in association under new name and style. Upon the filing of the articles of incorporation with the Secretary ...

Enjoyment of property by converted association; association as continuation of previous federal association. The savings and loan association shall have, hold and enjoy the property mentioned in NRS 673.720 in ...

Acts permitted executors, administrators and fiduciaries without obtaining court approval. Every executor, administrator, trustee, guardian, receiver, fiduciary, public corporation, political subdivision, public instrumentality, charitable, educational and eleemosynary institution, bank, savings ...

Powers and privileges same as domestic association; conditions. Every federal savings and loan association incorporated under the provisions of the Home Owners’ Loan Act of 1933, 12 U.S.C. §§ 1461 ...

Making false statement concerning financial condition of savings and loan association. Any person who knowingly makes, utters, circulates or transmits to another, or others, any statement untrue in fact, derogatory ...

Violation of chapter or fraudulent misrepresentation of contract or securities by association. Any association which violates any provisions of this chapter or fraudulently misrepresents the terms of any contract or ...

Violation of chapter or sale of securities through fraudulent misrepresentation. Any person who shall violate any provision of this chapter or sell any securities as the result of any fraudulent ...

Sale or offer to sell securities without license or for failure to secure license or pay fee or penalty. Any person doing business in this state, as described in NRS ...

Effect of revocation of license. The revocation of any license issued under any of the provisions of this chapter shall, from the date of such revocation, place the association to ...

Short title. This chapter shall be known and may be cited as the Nevada Installment Loan and Finance Act. ...

Definitions. As used in this chapter, unless the context otherwise requires:

1. “Amount of cash advance” means the amount of cash or its equivalent actually received by a borrower ...

Legislative declaration. The legislature finds as facts and determines that:

1. There exists in this state a widespread demand for loans repayable in installments, which loans may or may ...

Applicability. This chapter does not apply to:

1. A person doing business under the authority of any law of this state or of the United States relating to banks, ...

Certain relationships between employees of Division of Financial Institutions and licensees prohibited; termination of prohibited relationship.

1. Except as provided in subsection 3, an officer or employee of the ...

Effect of amendment or repeal of chapter on preexisting lawful contracts. This chapter or any part thereof may be modified, amended or repealed so as to effect a cancellation or ...

Exemption from provisions governing making of loans: Application to Commissioner; grounds; powers and duties of Commissioner; regulations; fees set by regulation.

1. A person may apply to the Commissioner ...

Unlicensed dealing in loans prohibited; license required for each office or other place of business.

1. No person may engage in the business of lending in this state without ...

Application of NRS 675.060 to persons who seek to evade. The provisions of NRS 675.060 shall apply to any person who seeks to evade its application by any device, ...

Application for license: Form; contents; requirements when applying for license for office or other place of business located outside State.

1. Application for a license must be in writing, ...

Fees for application and investigation.

1. At the time of making the application, the applicant shall pay to the Commissioner a nonrefundable fee of $500 for the application and ...

Investigation by Commissioner; notice; hearing; order.

1. Upon the filing of the application and the payment of the fees, the Commissioner shall investigate the facts concerning the application and ...

Issuance of license subsequent to findings by Commissioner. If the Commissioner finds:

1. That the financial responsibility, experience, character and general fitness of the applicant are such as to ...

Required statements on license. Each license shall:

1. State the address at which the business is to be conducted; and

2. State fully the name of the licensee, ...

Expiration, renewal and reinstatement of license; fees. A license expires on December 31 of each year unless renewed by the licensee through the payment, on or before that date, of ...

Procedure for denial of license.

1. If the Commissioner finds that any applicant does not possess the requirements specified in this chapter, he shall enter an order denying the ...

Disposition of money collected pursuant to chapter. Except as otherwise provided in NRS 675.100, all fees and charges collected under the provisions of this chapter must be deposited in the ...

Regulations and orders of Commissioner.

1. The Commissioner may adopt regulations and make orders for the administration and enforcement of this chapter, in addition hereto and not inconsistent herewith.

Nevada Revised Statutes Section 675.180

Nevada Revised Statutes Section 675.190

Nevada Revised Statutes Section 675.200

Nevada Revised Statutes Section 675.210

Nevada Revised Statutes Section 675.220

Nevada Revised Statutes Section 675.230

Nevada Revised Statutes Section 675.240

Nevada Revised Statutes Section 675.250

Nevada Revised Statutes Section 675.260

Nevada Revised Statutes Section 675.280

Nevada Revised Statutes Section 675.300

Nevada Revised Statutes Section 675.310

Nevada Revised Statutes Section 675.330

Nevada Revised Statutes Section 675.340

Nevada Revised Statutes Section 675.350

Nevada Revised Statutes Section 675.360

Nevada Revised Statutes Section 675.361

Nevada Revised Statutes Section 675.363

Nevada Revised Statutes Section 675.365

Nevada Revised Statutes Section 675.367

Nevada Revised Statutes Section 675.369

Nevada Revised Statutes Section 675.370

Nevada Revised Statutes Section 675.380

Nevada Revised Statutes Section 675.390

Nevada Revised Statutes Section 675.400

Nevada Revised Statutes Section 675.410

Nevada Revised Statutes Section 675.420

Nevada Revised Statutes Section 675.430

Nevada Revised Statutes Section 675.440

Nevada Revised Statutes Section 675.450

Nevada Revised Statutes Section 675.470

Nevada Revised Statutes Section 676.010

Nevada Revised Statutes Section 676.015

Nevada Revised Statutes Section 676.020

Nevada Revised Statutes Section 676.030

Nevada Revised Statutes Section 676.040

Nevada Revised Statutes Section 676.050

Nevada Revised Statutes Section 676.060

Nevada Revised Statutes Section 676.070

Nevada Revised Statutes Section 676.080

Nevada Revised Statutes Section 676.100

Nevada Revised Statutes Section 676.110

Nevada Revised Statutes Section 676.120

Nevada Revised Statutes Section 676.130

Nevada Revised Statutes Section 676.135

Nevada Revised Statutes Section 676.140

Nevada Revised Statutes Section 676.150

Nevada Revised Statutes Section 676.160

Nevada Revised Statutes Section 676.170

Nevada Revised Statutes Section 676.180

Nevada Revised Statutes Section 676.190

Nevada Revised Statutes Section 676.200

Nevada Revised Statutes Section 676.205

Nevada Revised Statutes Section 676.210

Nevada Revised Statutes Section 676.220

Nevada Revised Statutes Section 676.230