Norwest Corporation and Subsidiaries - Page 41

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          Activity  1986     1987    1988    1989    1990    1991     Total1          
          Strategic2$451,386$1,367,679$2,441,576$2,696,099$2,260,394$3,073,334$12,290,468       
          Banking                                                                     
          System                                                                      
          Trust TU 373,469 623,538 551,729 742,462  649,270 650,161 3,590,629         
          Success     ---      ---    129,320    138,196    410,030    303,452     980,998
          General  173,596 136,735 94,744  384,237  175,020 183,468 1,147,800         
          Ledger                                                                      
          Money    85,179  173,925 193,493 224,109  125,610 180,462 982,778           
          Transfer                                                                    
          Cyborg   73,881  90,923  100,683 74,991   82,056  130,714 553,248           
          Payroll                                                                     
          Trust    93,265    171,334    182,047    101,704      ---      ---     548,350
          Payment                                                                     
          Debit Card     ---      ---     22,687    435,318      ---      ---     458,005
          1    The total expenses for the eight activities equals $20,552,276.  The $2 discrepancy for the
          total amount the parties agreed in their stipulation was substantiated is unexplained.
          2    The expenses incurred on the Strategic Banking System project for 1986 were contract expenses
          paid to Electronic Data Systems Corp.                                       
               A.  Strategic Banking System                                           
               Strategic Banking System (SBS) was a large7 joint effort by            
          three entities to develop an integrated banking system in which a           
          number of software applications would operate together.  Electronic         
          Data Systems Corp. (EDS) of Dallas, Texas, and Bank One, Columbus,          
          N.A.8 (Bank One), of Columbus, Ohio, began the SBS project on               
          August 18, 1986.  The purpose of the SBS project was to develop a           
          software system in which all information regarding the bank's               
          financial products centered around the customer (the customer               


               7    By 1993, the three entities involved in developing SBS            
          had incurred approximately $125 million in expenses and written             
          10 million lines of code.                                                   
               8    Bank One, Columbus, N.A., is an affiliate of Banc One             
          Corp.                                                                       





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