Norwest Corporation and Subsidiaries - Page 53

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          returns.  The development of this project followed the SDM,                 
          including extensive testing on a separate test bed.                         
               Yet another project, the Micro IS system, which was vendor             
          supplied, was designed to automate purchases and sales of                   
          investment securities.  This portfolio management system permitted          
          a "what-if" analysis whereby the user could examine the impact of           
          hypothetical purchases and sales.  When Micro IS was purchased, it          
          was written in Lotus (a spreadsheet program).  The processing time,         
          as much as 5 minutes, was unacceptable to NTS.  Consequently, NTS           
          suggested to the vendor that the application be written in a                
          "higher" language, such as C, to increase the efficiency of the             
          system.  The vendor accepted the suggestion and rewrote the                 
          application for Norwest.  The result, after an iterative testing            
          process by Norwest taking approximately 6 to 9 months, was the              
          reduction in response time to less than 5 seconds.                          
               The Micro IS system required two other notable changes.  One           
          was to increase the speed by which data could be extracted from the         
          mainframe computer (which updated the data the night before) and            
          sent to the Micro IS system.  The trust portfolio data had to be            
          extracted and loaded on to the Micro IS system from the mainframe           
          each morning by 7 a.m., at which time portfolio managers arrived at         
          work.  As a result of this time constraint, the vendor had to               
          rewrite a portion of the system in the C language. Norwest                  







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