Appeal 2006-3387 Application 09/385,489 What Schultz describes is an escrow service provided by the central management firm on behalf of the manufacturer and consumer to settle the amounts (i.e., reward certificates) owed by the manufacturer to the customer under the terms of a trade promotion. In this case, Schultz captures and stores the terms of the trade promotion (i.e., the number of products that must be purchased by the customer in order to receive an award). Schultz uses the POS transaction data to determine if the customer has met the terms of the deal. When the reward goal has been met, Schultz calculates the amount owed by the manufacturer (i.e., the amount of the reward for which the customer has qualified) and facilitates payment of the amount owed by sending the customer a reward certificate. The only difference between Schultz and the invention of claim 1 is that the settlement in Schultz occurs between the manufacturer and the customer based on the number of promoted products purchased by the consumer, instead of between the manufacturer and retailer based on the number of promoted products sold by the retailer. We find that it would have been obvious, in view of the teaching of Schultz to use an independent third party escrow agent to administer a trade promotion between a manufacturer and a customer, to have enhanced the offerings of Jones’s independent third party audit service to add an escrow service as between the manufacturer and retailer. We find that a hypothetical person of ordinary skill in the art would be presumed to know the prior art, including Jones and Schultz. We also find that a hypothetical person of ordinary skill in the art would be presumed to know of the 19Page: Previous 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Next
Last modified: September 9, 2013